Life Insurance
In Minutes

A $1,000,000 life insurance policy could cost
as little as $28 per month.

5-Min Application

No-Medical Exam Available

Life Insurance Quote
Affordable and Reliable Life Insurance For Families

Making a Difference

Our offerings stand out because we provide families with excellent benefits and various options to safeguard their loved ones.

No Medical Exam

You can get your policy approved way faster, often in just a few minutes, without needing to pass a medical exam.

Waiver of Premium

If a severe illness, injury, or disability stops you from paying your premiums, no worries! Your policy can still stay active.

Increased Benefit

You can affordably increase your death benefit and offer your family more financial security without additional health checks.

Premium Recovery

If you outlive your life insurance term, our premium recovery plan can help you get back the money you've paid in premiums.

Living Benefits

You can use up to 40% of the death benefit while you're still alive if you have a terminal illness or a long-lasting condition.

Same-Day Coverage

Our carrier uses a quick approval process. Most people get the green light just a few minutes after sending their applications.

How Life Insurance Works

How it Works

01

Tell Us About Yourself

No Unnecessary-Questions Asked

02

Set Your Preferences

You Are Always in Control

03

Get Covered

Most People Get Instantly Covered

FAQs

Here are some great questions you might want to consider asking:

Why term life insurance?

Term life insurance aligns better with financial responsibilities. It offers more coverage for lower payments, making it more budget-friendly and providing more financial security for your loved ones.

Is there a money-back guarantee?

If you're not happy with your policy, that's okay! You have a "Free Look Period." This means you can get a full refund if you return your policy within 30 days of getting it. No questions asked!

Can I talk to an actual person?

Always remember, if you want to protect your loved ones, you're the hero, and we're your sidekick. Our friendly agents are ready to answer your questions and help you get the right policy.

What makes iHero different?

We do not sell your information to insurance agencies like other sites. Here, you control who assists you and how they help you find affordable and reliable coverage for your family.

How much life insurance do I need?

A simple math is to get ten times your salary. The minimum you could get should be enough to cover at least your mortgage and clear any debts, funeral, and other expenses.

Why Isn’t My Work Life Insurance Enough?

Employer-sponsored policies cover only a fraction of what your family needs. That's why you should consider adding extra protection on top of what you get at work.

Bring Security to Your Love Ones with Life Insurance

Security & Fortitude for Your Loved Ones

Life insurance allows you to give your family stability, ensuring they can remain in their home and meet their essential needs, providing the support they need to thrive.

Get Your Rate Now